Privacy Policy

Requite Microfinance Inc ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy ("Policy") outlines how we collect, use, and share personal information when you use our services. Please read this Policy carefully.

1. 1. Introduction

   Requite provides a platform enabling service providers to collect tips through digital payments. This Policy describes the personal data we collect, how we use and share it, and your rights concerning your data.

2. 2. Scope

   This Policy applies to all users of Requite's services, including both corporate and individual service providers, as well as customers who provide tips.

3. 3. Information We Collect

   Requite provides a platform enabling service providers to collect tips through digital payments. This Policy describes the personal data we collect, how we use and share it, and your rights concerning your data.

   3.1 Personal & Financial Data

   "Personal Data" refers to any information associated with an identified or identifiable individual or entity. We collect the following Personal and Financial Data:
   

   • Corporates:
     - Company Name
     - Website
     - Business Address
     - Social Security Number (if applicable)
     - Authorized Representative’s Name and Email Address
     - Business Information
     - Bank Account Details
     
   • Individuals / Service Professionals:
     - Name
     - Email Address
     - Phone Number
     - Address
     - Social Security Number (if applicable)
     - Bank Account Details
     
   • Guests:
     - Name
     - Email Address
     - Phone Number
     - Payment Method Information (e.g., credit or debit card details)
     

   3.2 Usage Data

   We also collect information about how you use our services, including:
   

   • IP addresses
     
   • Browser types
     
   • Operating systems
     
   • Device information
     
   • Transaction Location
     

4. 4. How We Use Your Information

   We use the collected information for the following purposes:
   

   • Payment Processing: To facilitate digital tipping transactions between customers and service providers.
     
   • Identity Verification: To verify the identity of corporate and individual service providers and prevent fraud.
     
   • Customer Support: To assist users with inquiries and support requests.
     
   • Analytics: To analyze usage patterns and improve our services.
     
   • Legal Compliance: To comply with legal obligations and protect our rights.
     

5. 5. Data Sharing and Disclosure

   We may share your information with:
   

   • Financial Partners: Banks and payment processors involved in transaction processing.
   • Service Providers: Third-party vendors that provide services such as identity verification, fraud prevention, and data analytics.
   • Legal Authorities: Law enforcement or regulatory bodies as required by law.

6. 6. Data Security

   We implement organizational, technical, and administrative measures designed to protect Personal Data from unauthorized access, destruction, loss, alteration, or misuse.

7. 7. Data Retention

   We retain Personal Data for as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, or resolve disputes.

8. 8. Your Rights and Choices

   Depending on your jurisdiction, you may have the following rights regarding your Personal Data:
   

   • Access: The right to request access to your Personal Data.
   • Correction: The right to request correction of inaccurate or incomplete Personal Data.
   • Deletion: The right to request deletion of your Personal Data, subject to legal obligations.
   • Objection: The right to object to certain processing activities.

   To exercise these rights, please contact us at [privacy@requite.com].
   

9. 9. Changes to This Policy

   We may update this Policy from time to time. We will notify you of material changes by posting the updated Policy on our website or through other communication means.

10. 10. Contact Us

    If you have any questions or concerns about this Policy, please contact us at [privacy@requite.com].